Privacy Policy

Last Updated: June 3, 2026

Exoticar Finance™ Website Privacy Policy

Summary

The following Exoticar Finance™ Website Privacy Policy (“Privacy Policy”) sets forth our policy with respect to the collection, storage, use and sharing of your personal information and other information that we collect from you when you access the Exoticar Finance™ website located at www.exoticarfinance.com, including all subdomains and associated applications (collectively, the “Site”). The Site is owned and operated by Exoticar Finance LLC (collectively, “Exoticar Finance™,” “we,” “our” or “us”). Capitalized terms that are not specifically defined herein shall have the meanings set forth in the Exoticar Finance™ Terms of Use (“Terms”).

Please note, if you are a resident of, or physically located in, the United Kingdom or a European Union Member State, you are not permitted to use the Site and/or Exoticar Finance™ Offerings.

Background

This Privacy Policy covers our treatment of personal information and other information that we collect when end-user visitors to the Site (“User,” “you” or “your”): (a) access and/or use the Site; (b) access certain text, images, video, audio, testimonials and other content and information relating to lending solutions, financial data and analysis, as well as information relating to the Exoticar Finance™ Offerings, generally, as made available by: (i) Exoticar Finance™ (collectively, “Exoticar Finance™ Content”); and (ii) third-parties including, but not limited to, content that is submitted by, or aggregated from, third-party sources, such as expert commentary, news articles, videos and podcasts (“Third-Party Content,” and together with the Exoticar Finance™ Content and User Content, the “Content”); (c) access links to third-party websites and resources (“Third-Party Links”); (d) utilize the Exoticar Finance™ payment calculator (“Payment Calculator”), which provides estimates of monthly loan payments based on User-determined inputs as to loan size, loan duration and other variables ("Estimates”); (f) utilize the various contact forms and/or contact information made available on the Site as a means to contact directly, or request to be contacted by, Exoticar Finance™ (collectively, the “Contact Services,” and together with the Site, Content, Third-Party Links, Payment Calculator, Estimates, the “Exoticar Finance™ Offerings”); and/or (g) otherwise affirmatively consent to this Privacy Policy.

IF YOU DO NOT AGREE TO TERMS OF THIS PRIVACY POLICY, IN THEIR ENTIRETY, YOU MAY NOT ACCESS OR OTHERWISE USE THE EXOTICAR FINANCE™ OFFERINGS.

Your California Privacy Rights

Exoticar Finance™ will never share, sell, rent, exchange or barter your “personal information” (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) to or with any third-party for financial gain or marketing purposes; provided, however, that we may, in certain limited instances, share your personal information with third parties who perform administrative functions on our behalf.

If you are a resident of the State of California and would like to opt out of such third party collection of personal information, learn how your personal information is shared with third parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please email us as at: privacy@exoticarfinance.com; or send us U.S. Mail to: Exoticar Finance LLC, 1690 S. Congress Ave., Ste. 210, Delray Beach, FL 33445.

Your Nevada Privacy Rights

If you are a resident of the State of Nevada and would like to opt-out from the sale of your personal information to any third party data broker, please email us as at: privacy@exoticarfinance.com; or send us U.S. Mail to: Exoticar Finance LLC, 1690 S. Congress Ave., Ste. 210, Delray Beach, FL 33445.

Personal Information Collected

In connection with requesting information concerning the Exoticar Finance™ Offerings, submitting a Finance Request and/or otherwise utilizing the Contact Services, Exoticar Finance™ will collect some or all of the following information applicable to the User and/or the business entity that the User represents (the “Entity”): (a) your full name; (b) your e-mail address; (c) your mailing address/your Entity’s mailing address; (e) your telephone number; (f) the name of your Entity (where submitting a Financing Request).

For purposes of this Privacy Policy, items (i) through (v) in the preceding paragraph shall be referred to as “Sensitive Information.”

Use of Personal Information

Exoticar Finance™ will never share, sell, rent, exchange or barter your personal information to or with any third party for financial gain or marketing purposes. By making that personal information available to Exoticar Finance™, you grant Exoticar Finance™ the right, subject to applicable law, to: (a) use the personal information (including Sensitive Information) to process your Financing Request; (b) use that personal information to contact you regarding your use of the Exoticar Finance™ Offerings, including your Finance Request; (c) use that personal information (including Sensitive Information) to contact you regarding other Exoticar Finance™ products and/or services that we think may be of interest to you; and/or (d) use that personal information (but not Sensitive Information) to contact you regarding third-party products and/or services that we think may be of interest to you. If you wish to stop receiving future communications from us, please follow the instructions at the end of each such e-mail message or see the “Opt-Out/Unsubscribe” section below.

Where you submit personal information, we use the personal information that you make available to personalize your experience with the Site and to facilitate the provision of the applicable Exoticar Finance™ Offerings to you, including in connection with customer service and to otherwise respond to any inquiries made by you. You also agree that we may contact you at any time with updates and/or any other information that we may deem appropriate for you to receive in connection with your continued use of the Exoticar Finance™ Offerings.

We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from User lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our Users’ personal information as needed to perform these functions for us, but we do not permit them to use User personal information for other purposes.

We may also use your personal information for internal business purposes, such as analyzing and managing our service offerings including, without limitation, the Exoticar Finance™ Offerings. We may also combine the information we have gathered about you with information from other sources.

By submitting your personal information by and through the Exoticar Finance™ Offerings, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.

We reserve the right to release current or past personal information (including Sensitive Information): (A) in the event that we believe that the Exoticar Finance™ Offerings are being or have been used in violation of any Site-related agreement or to commit unlawful acts; (B) if the information is subpoenaed; provided, however, that, to the extent permitted by applicable law, we shall provide you with e-mail notice, and opportunity to challenge the subpoena, prior to disclosure of any personal information pursuant to a subpoena; (C) if we are sold, merge with a third-party or are acquired by a third-party (collectively, "M&A Transactions") (including where we share your personal information in connection with the due diligence process associated with a potential M&A Transaction); or (D) if we are the subject of bankruptcy proceedings; provided, however, that if Exoticar Finance™ is involved in a bankruptcy proceeding, merger, acquisition or sale of all or a portion of its assets, you will be notified via e-mail and/or a prominent notice on the Site of any change in ownership or uses of your personal information, as well as any choices that you may have regarding your personal information.

You hereby consent to the disclosure of any record or communication to any third-party when we, in our sole discretion, determine the disclosure to be required by applicable law, including sharing your e-mail address with third-parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and other e-mail marketing laws. Users should also be aware that courts of equity, such as U.S. Bankruptcy Courts, might have the authority under certain circumstances to permit personal information to be shared or transferred to third-parties without permission.

Non-Personal Information Collection and Use

IP Addresses/Browser Type

We may collect certain non-personally identifiable information about you and your desktop computer and/or mobile device when you visit many of the pages of the Site. This non-personally identifiable information includes, without limitation, the type of browser that you use (e.g., Safari, Chrome, Internet Explorer), your IP address, the type of operating system that you use (e.g., Windows or iOS) and the domain name of your Internet service provider (e.g., Verizon, AT&T). We use the non-personally identifiable information that we collect to improve the design and content of the Exoticar Finance™ Offerings and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze usage of the Exoticar Finance™ Offerings.

When a User visits the Site, we send one (1) or more cookies and/or gif files (collectively, “Cookies”) to assign an anonymous, unique identifier to the applicable User’s computer. A Cookie is a piece of data stored on your hard drive containing non-personally identifiable information about you. Cookies have many benefits to enhance your experience at the Site. To find out more about Cookies, please visit www.cookiecentral.com. We use Cookies to improve the quality of the Exoticar Finance™ Offerings, including for storing User preferences and tracking Site-User trends for analytics purposes (such as pages opened and length of stay at the Site).

Most Internet browsers are initially set up to accept Cookies, but you can reset your browser to refuse all Cookies or to indicate when a Cookie is being sent. To disable and reject certain Cookies, follow the instructions associated with your Internet browser. Even in the case where a User rejects a Cookie, she or he may still use the Exoticar Finance™ Offerings; provided, however, that certain Exoticar Finance™ Offerings-related functions may be impaired or rendered inoperable if the use of Cookies is disabled. We reserve the right to retain Cookie data indefinitely.

Behavioral Tracking

We do not use cookies to send targeted marketing communications to our Users. We use cookies for Site analytics, to manage the consumer consent process and to improve the operation of the Site.

Wix.com Ltd.

We use hosting and analytics tools (frog.wix.com and panorama.wixapps.net), as made available by Wix.com Ltd. (“Wix.com”), on the Site. Wix.com may collect some or all of the following information by and through the aforementioned Wix.com tracking technology: (a) device type (desktop, mobile, tablet, etc.); (b) browser type; (c) referring website, search engine or social media platform; (d) Site pages visited; (e) time spent on each page; (f) navigation path through the Site; (g) actions taken on the Site (clicks, downloads, form submissions, registrations, etc.); and (h) exit pages (collectively, “Wix.com Data”). Wix.com shares Wix.com Data with us.

We may combine Wix.com Data with your personal information. Information pertaining to Wix.com’s use of the Wix.com Data and Wix.com’s Privacy Policy can be found here.

Usercentrics GmbH

We may also use a consent management tool called Usercentrics, as made available by Usercentrics Gmbh (“Usercentrics”). We use the Usercentrics tool to collect and verify User consents for compliance purposes. Usercentrics may collect some or all of the following information by and through the Usercentrics tracking technology: the consent identifier(s) and consent string associated with your interaction with our cookie banner; whether you accepted, declined, or customized specific cookie categories (your opt-in/opt-out choices); the date and time of your consent choice; the banner language and the version of the consent template and configuration that was displayed to you; your device and browser information (including your browser user-agent and the referring page); your IP address (which Usercentrics typically anonymizes or pseudonymizes); and your approximate geographic location derived from your IP address (collectively, “Usercentrics Data”). Usercentrics shares the Usercentrics Data with us.

We may combine Usercentrics Data with your personal information. Information pertaining to Usercentrics’ use of the Usercentrics Data and Usercentrics’ Privacy Policy can be found here.

General Do Not Track

In general, Users may be able to disable some, but not all, of this tracking activity by utilizing the “Do Not Track” setting or similar options within most major Internet browsers. In addition, Users may be able to opt-out of this form of tracking utilizing the options made available by the Network Advertising Initiative or Digital Advertising Alliance. To the greatest extent permissible under applicable law, we are not responsible for the tracking practices of third-parties in connection with the Site.

Cross Device Tracking

Exoticar Finance™ does not track Users’ use of the Exoticar Finance™ Offerings across multiple devices, including personal computers and mobile devices.

Aggregate Data

Exoticar Finance™ reserves the right to transfer and/or sell aggregate or group data about Users of the Exoticar Finance™ Offerings for lawful purposes. Aggregate or group data is data that describes the demographics, usage and other characteristics of Exoticar Finance™ Offerings Users as a group, without disclosing personally identifiable information.

Third-Party Websites

This Site may contain links to third-party owned and/or operated websites including, without limitation, websites accessible via the Third-Party Links. Exoticar Finance™ is not responsible for the privacy practices or the content of such websites. In some cases, you may be able to make a purchase through one of these third-party websites. In these instances, you may be required to provide certain information, such as a credit/debit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and Exoticar Finance™ has no responsibility or liability relating to them.

Security

We endeavor to safeguard and protect our Users’ personal information. When Users make personal information available to us, their personal information is protected both online and offline (to the extent that we maintain any personal information offline). Where our registration/application process prompts Users to enter Sensitive Information and when we store and transmit such Sensitive Information, that personal information is encrypted with advanced TLS (Transport Layer Security).

Access to your personal information is strictly limited, and we take reasonable measures to ensure that your personal information is not accessible to the public. All of our Users’ personal information is restricted in our offices, as well as the offices of our third-party service providers. Only employees or third-party agents who need User personal information to perform a specific job are granted access to User personal information. Our employees are dedicated to ensuring the security and privacy of all User personal information. Employees not adhering to our policies are subject to disciplinary action. The servers that we store User personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse and alteration of personal information under our control.

Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols or data transmission over the Internet or via wireless networks can be guaranteed to be 100% secure. Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your personal information will be absolutely secure. Any transmission of data at or through the Site, other Exoticar Finance™ Offerings or otherwise via the Internet or wireless networks, is done at your own risk.

In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

Minors

Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site. Exoticar Finance™ does not knowingly solicit or collect information from visitors under eighteen (18) years of age. Exoticar Finance™ encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Opt-Out/Unsubscribe

To opt-out of receiving e-mail and other forms of communications from us, you can: (a) follow the instructions included in the applicable e-mail message or other communication; or (b) e-mail us at: privacy@exoticarfinance.com.

Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your request for Exoticar Finance™ Offerings, as well as to respond to any inquiry or request made by you. To opt-out of receiving Exoticar Finance™ Offerings-related and/or inquiry response-related messages from Exoticar Finance™, you must cease requesting and/or utilizing the Exoticar Finance™ Offerings and/or cease submitting inquiries to Exoticar Finance™, as applicable.

Individual Rights: Deleting, Modifying and Updating Your Personal Information

At your request, we will: (a) inform you of what personal information we have on file for you, in a machine-readable format; (b) amend the personal information that we have on file for you; and/or (c) remove personal information that you have provided to us, or that we have collected, from our servers/databases (unless an exception exists under applicable law). You may make such a request by e-mailing us at: privacy@exoticarfinance.com. We ask individual Users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests.

Please be advised that deleting your personal information may terminate your access to certain of the Exoticar Finance™ Offerings. If you wish to continue using the full complement of Exoticar Finance™ Offerings, you may not be able to delete all of the personal information that we have on file for you. Please be further advised that, after you delete your personal information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.

Transfer of Personal Information Internationally

If you are visiting the Site from a country other than the country in which our servers are located, your communications with us may result in the transfer of personal information across international boundaries. By visiting the Site and/or otherwise communicating electronically with us, you consent to such transfers. Even if your jurisdiction does not have the same privacy laws as the jurisdiction where our servers are located, we will treat your information as subject to the protections described in this Privacy Policy.

Changes to this Privacy Policy

Exoticar Finance™ reserves the right to change or update this Privacy Policy at any time by posting a notice on the Site that we are changing our Privacy Policy. If the manner in which we use personal information changes, Exoticar Finance™ will notify Users by: (a) sending the modified policy to our Users via email; and/or (b) by any other reasonable means acceptable under applicable state and federal law. You will have a choice as to whether or not we use your information in this different manner, and we will only use your information in this different manner where you affirmatively consent to such use.

If you have any questions about this Privacy Policy or our privacy practices in general, please email us as at: privacy@exoticarfinance.com; or send us U.S. Mail to: Exoticar Finance LLC, 1690 S. Congress Ave., Ste. 210, Delray Beach, FL 33445.